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Emergency Funds: What is it and Why You Need One

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An emergency fund is crucial to anyone who wants to build a successful financial portfolio.  According to CNBC, about 52 million Americans have no emergency savings.  I’m sure the numbers are larger but 52 million is still a staggering number. Think about the families who are at risk of losing their homes, cars, boats, and anything else they place value on because some simply failed to plan for emergencies. When I first started cleaning up my finances, the first thing I did was check the ... VIEW POST

10 Romantic Date Night Ideas

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If you make a purchase through the link I receive a small commission at no cost to you. Read my full disclosure here.  Valentine’s Day will be here before you know it, and if you’re like me, you want to love your honey but stay on a budget.  For me, it’s even more important to remain on a budget because both of our birthdays are in February and our anniversary is next month! I know many people tend to go all out for V-day and that’s ok but I just don’t have that kind of budget, and if I did, ... VIEW POST

How to Steal More time to Read

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  If you make a purchase through the link I receive a small commission at no cost to you. Read my full disclosure here.  If there’s one thing I love to do in my downtime, it’s reading.  Reading has impacted my life in more ways than I can count.  So much so, it’s become a part of who I am.  I’m an eclectic reader and because of that, reading challenges me, provides a better understanding of various subjects, transforms me, allows me to escape to other places, and so much more.  But ... VIEW POST