goals, goal setting, hobbies

“Setting goals is the first step in turning the invisible into the visible.”

-Tony Robbins


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If you want to achieve something, then set a goal to do it.  You can accomplish your goals but in order to do so, you must follow take the required steps to get there.

Many people don’t set goals; not because they don’t want to, they just don’t know how to.  I know I didn’t.  I would always set a goal but had trouble meeting it because I didn’t know how to take the steps to reach them.  So after a little research, I’ve figured out what works for me and I hope it will work for you too.

To be successful, your goals have to be S.M.A.R.T.

Broad goal:  “I want to create an emergency fund.

Specific:  “I want to save $1,000.00

Measurable:  “ I will create a budget to find areas to cut back to meet my goals.

Attainable:  “I will save $125.00 per month.

Relevant:  “ Saving $1,000.00 will help me cover unexpected expenses.

Time-Based: “ I will save $1,000.00 by August 31, 2018.

Once you’ve decided on your goal, follow these steps and you’ll be on your way to a more successful year in 2018.

  1. Evaluate where you are.  Take inventory of what you already have.  How much? money do you have saved, are you tracking your spending,  do you already have a budget?
  2. Define why you want to meet this goal. Is it to have peace of mind you’ll be taken care of if an emergency arises, to be financially secure?  You will never be able to meet your goal without finding your why.
  3. Set an end date. When do you want to complete your goals? Create monthly, weekly, and daily tasks to meet your goal.  For example:

Monthly:  Choose a way to track your budget (Mint, YNAB, Everydollar, Goodbudget).  Do one or two no spend weeks. Read books about budgeting.

Weekly:  Listen to a podcast about money, review your weekly spending, pay bills, meal prep to avoid eating out.

Daily: Set certain days of the week as no spend days. Meaning you will spend no money to meet your goal.

  1. Schedule the time to work on your goals. Create a calendar to keep track of your goals. Visually setting your goals will allow you to track your progress and will encourage you to continue working towards them.
  2. Make yourself accountable. Talk to someone you deem trustworthy.  Share what you want to accomplish and when.  Give them a basic copy of your goal sheet (leave out personal info) so they can check in with you.  Having someone to check in with you will keep you accountable to yourself.

Now that you’ve got these steps down, I’m going to explain how I’m using a few of my hobbies ( and you can too) to meet some of the goals I’ve set for 2018.

Reading. Not only does reading help you increase your intelligence, but it also helps you reduce stress, experience various emotions, and prepares you to be more productive.  For example, when I read stories about couples who’ve paid off a large amount of debt, I get to learn the tips they’ve used to get there. I also get to imagine the same excitement they felt when they made their final debt payment!  Then I take some of the same steps they used to be more productive in our debt payoff journey.

Writing.  There are many benefits that you can obtain from writing.  Writing helps you develop creativity, focus, comprehension, imagination, and improves your linguistic skills.  I journal any thoughts I don’t want to share with anyone else.

Listening to podcasts.  I don’t like books on tape but  podcasts are my jam.  I listen to several every day while I’m working and cleaning.  Podcasts helped me increase my knowledge about debt repayment, saving, and investing.  It also taught me about side hustles which I plan to start this year.  I listen to podcasts on business, money, and marriage.  Some of my favorites are:

  • The Dave Ramsey Show
  • Christy Wright’s Business Boutique
  • One Extraordinary Marriage
  • Side Hustle Nation

Exercising. I have to admit, this is the one I struggle the most.  I am trying to work out more consistently but I know from experience that when I do, I’m more relaxed, stress less, and more energized.  A healthy body also helps increase better brain function and helps me sleep better.  As a result, I’m way more productive.

Not only will these hobbies help you meet your goals, they will help you save money because they are don’t cost much.  Remember to be S.M.A.R.T. you have to know what you want and where you want to go.  Accomplishing goals takes work and dedication but with these tools, you’ll be on your way to a successful and great year.

How to Meet Your Goals in 2018 was seen first on Hobbies and Cents.